On your infrastructure
Processing runs in the client company's own environment. Data and funds follow your rules, not a third party's.
B2B payment infrastructure · Luanda, Angola
Every payment, cut to fit your business
GEMS Cambio gives companies a single gateway to accept and route their customers' payments in any form: cards, bank transfers, e-wallets and digital assets. It runs on your own infrastructure, so you keep control of every flow.
Foreign exchange bureau authorised by Banco Nacional de Angola · Reg. no. 694
Product
A payment gateway that lives inside your perimeter
Built for legal entities that need to accept payments from individuals without stitching together a separate integration for every method.
Transfers and re-routing
Split, redirect and consolidate incoming payments across accounts and destinations according to your rules.
Any payment method
Fiat and digital assets behind one interface. Add or remove methods without rebuilding your checkout.
One ledger
Every payment normalised into one format, with statuses and reconciliation in a single view.
How it works
Four facets of one payment
- 01
Accept
Your customer pays with the method that suits them.
- 02
Process
The payment is checked and normalised into a single format.
- 03
Route
Funds are directed according to the rules your company sets.
- 04
Reconcile
Statuses, notifications and statements in real time.
Payment methods
One collection, every stone
Connect methods as you grow. The gateway speaks to each of them, your systems speak to the gateway.
Bank cards
Bank transfers
E-wallets
Digital assets and stablecoins
Local payment methods
Foreign currency
Availability of each payment method depends on the client's jurisdiction, applicable law and any required regulatory approvals.
Who it is for
Companies that move money for their customers
Platforms and marketplaces
Accept payments from buyers and route them to the right recipients.
Online services
Subscriptions, top-ups and one-off payments from customers in different countries.
Financial companies
Add new payment rails to your own product through a single API.
Developers
One API instead of a dozen integrations
Your team connects once. GEMS Cambio handles the methods and the routes behind it.
- Notifications on every status change
- Idempotent requests
- Test environment with sample payments
- Documentation provided on request
curl -X POST https://api.example.com/v1/payments \
-H "Authorization: Bearer $API_KEY" \
-H "Idempotency-Key: 7f3c-91ab" \
-d amount=250.00 \
-d currency=USD \
-d method=bank_transfer \
-d route="treasury-main"
# → { "id": "pay_…", "status": "pending" }Compliance
Registered, supervised, transparent
GEMS Cambio is an Angolan company registered with the Commercial Registry and authorised by the central bank for foreign exchange activity.
Authorised by Banco Nacional de Angola to carry out foreign exchange activity (casa de câmbios), registered under no. 694 with the Department of Supervision of Financial Institutions.Resolution of the BNA Board of Directors of 31 January 2012.
Company details
As recorded in the Commercial Registry and tax registration.
- Legal name
- GEMS CÂMBIO – Casa de Câmbios, Lda.
- Tax ID (NIF)
- 5417162256
- Commercial Registry
- No. 416-12/120220, Conservatória do Registo Comercial, Guiché Único da Empresa, Luanda
- BNA registration
- No. 694 (foreign exchange bureau)
- Share capital
- Kz 160.000.000,00
- Registered office
- Rua Marien Ngouabi, n.º 16, R/C, Bairro Maianga, Município da Maianga, Luanda, Angola
KYC and AML
Customer due diligence and transaction monitoring in line with Angolan anti-money-laundering law.
Personal data
Personal data is handled in accordance with the Angolan Personal Data Protection Law (Law no. 22/11).
Clear contracts
Each client relationship is governed by a written agreement that defines services, fees and responsibilities.